These are the times (i.e., late August) that try movie-lovers' souls. But if this week's multiplex offerings are lackluster, don't forget about the art houses! The Indie Spotlight is here every Friday to let you know what's opening in "select cities," keeping you informed so you know which titles to look out for when you're in the mood for something different.

This week's indie releases, in alphabetical order, are: Cthulhu, I.O.U.S.A., Momma's Man, and Trouble the Water. Here's the scoop on each of them:

What it is: A documentary about America's debt crisis, from the director of the crossword puzzle documentary Wordplay.
What they're saying: All the reviews at Rotten Tomatoes so far are positive, praising it for making a dull subject lively and for getting its point across effectively.
Where it's playing: About 20 theaters in and around New York, Los Angeles, Philadelphia, San Francisco, Dallas, Miami, Kansas City, Omaha, Chicago, and Washington D.C.
Official site: You owe it to yourself.