22 quotes
Confronting Desire and Consequences
Walter Neff
So I let her have it, straight between the eyes. She didn't fool me for a minute, not this time. I knew I had ahold of a red hot poker, and the time to drop it was before it burned my hand off...I was all twisted up inside and I was still holding on to that red-hot poker. And right then it came over me that I hadn't walked out on anything at all, that the hope was too strong, that this wasn't the end between her and me. It was only the beginning.
Quotes sourced from Wikiquote (© Wikiquote contributors), licensed under CC BY-SA 4.0. Modified for formatting/length.
Deception in Close Proximity
Walter
Know why you couldn't figure this one, Keyes? I'll tell ya. Cause the guy you were looking for was too close. Right across the desk from ya.
Keyes
Closer than that, Walter.
Walter
I love you, too.
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Betrayal and Deception in a Fatal Plan
Walter
Sometimes people are where they can't talk. Under six feet of dirt maybe. And if it was you, they'd charge that up to Zachetti too, wouldn't they? Sure they would. And that's just what's gonna happen, baby. Cause he's coming here tonight in about 15 minutes - with the cops right behind him. It's all taken care of.
Phyllis
That would make everything lovely for you, wouldn't it?
Walter
Right. And it's got to be done before that suit of yours comes to trial and Lola gets a chance to sound off. Before they trip you up in the stand and you start to go under and drag me down with ya.
Phyllis
Maybe I had Zachetti here so they won't get a chance to trip me up so we can get the money and be together.
Walter
That's cute. Say it again.
Phyllis
He came here first, asked where Lola was. I made him come back. I was working on him. He's a crazy sort of guy. Quick-tempered. I kept hammering into him that she was with another man so he'd go into one of his jealous rages and then I'd tell him where she was. And you know what he would have done to her, don't you, Walter?
Walter
Yeah. And for once I believe you, because it's just rotten enough.
Phyllis
We're both rotten.
Walter
Only you're a little more rotten. You got me to take care of your husband for ya. And then you get Zachetti to take care of Lola, maybe take care of me too. Then somebody else would have come along to take care of Zachetti for ya. That's the way you operate, isn't it, baby?
Phyllis
Suppose it is. Is what you've got cooked up for tonight any better?
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Salary Cuts and Job Pressure Discussion
Keyes
How would you like a fifty dollar cut in salary?
Walter
How would I -- Do I laugh now, or wait until it gets funny?
Keyes
I'm serious, Walter. I've been talking to Norton. There's too much stuff piling up on my desk. Too much pressure on my nerves. I spend half the night walking up and down in my bed. I've got to have an assistant. I thought that you...
Walter
Me? Why pick on me?
Keyes
Because I've got a crazy idea you might be good at the job.
Walter
That's crazy all right. I'm a salesman.
Keyes
Yeah. A peddler, a glad-hander, a back-slapper. You're too good to be a salesman.
Walter
Nobody's too good to be a salesman.
Keyes
Phooey. All you guys do is ring doorbells and dish out a smooth line of monkey talk. What's bothering you is that fifty buck cut, isn't it?
Walter
That'd bother anybody.
Keyes
Look, Walter. The job I'm talking about takes brains and integrity. It takes more guts than there is in fifty salesman. It's the hottest job in the business.
Walter
It's still a desk job. I don't want a desk job.
Keyes
A desk job. Is that all you can see in it? Just a hard chair to park your pants on from nine to five. Just a pile of papers to shuffle around, and five sharp pencils and a scratch pad to make figures on, with maybe a little doodling on the side. That's not the way I see it, Walter. To me a claims man is a surgeon, and that desk is an operating table, and those pencils are scalpels and bone chisels. And those papers are not just forms and statistics and claims for compensation. They're alive, they're packed with drama, with twisted hopes and crooked dreams. A claims man, Walter, is a doctor and a bloodhound and a cop and a judge and a jury and a father confessor, all in one...And you want to tell me you're not interested. You don't want to work with your brains. All you want to work with is your finger on a doorbell. For a few bucks more a week.
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A Confession of Guilt and Regret
Walter Neff
Office memorandum. Walter Neff to Barton Keyes, Claims Manager. Los Angeles, July 16, 1938. Dear Keyes, I suppose you'll call this a confession when you hear it. Well, I don't like the word confession. I just want to set you right about something you couldn't see because it was smack up against your nose. You think you're such a hot potato as a claims manager, such a wolf on a phony claim. Maybe you are. But let's take a look at that Dietrichson claim. Accident and double indemnity. You were pretty good in there for a while, Keyes. You said it wasn't an accident. Check. You said it wasn't suicide. Check. You said it was murder. Check. You thought you had it cold, didn't you? All wrapped up in tissue paper with pink ribbons around it. It was perfect. Except it wasn't, because you made one mistake. Just one little mistake. When it came to picking the killer, you picked the wrong guy. You want to know who killed Dietrichson? Hold tight to that cheap cigar of yours, Keyes. I killed Dietrichson. Me, Walter Neff, insurance salesman. 35 years old, unmarried, no visible scars. Until a while ago, that is. Yes, I killed him. I killed him for money and for a woman. I didn't get the money and I didn't get the woman. Pretty, isn't it?
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Deception and Vulnerability in a Complicated Relationship
Walter
You can do better than that, can't you, baby? You'd better try it again. Maybe if I came a little closer? How's this? Think you can do it now? Why didn't you shoot again, baby? Don't tell me it's because you've been in love with me all this time.
[after Phyllis shoots a gun at him, missing him; She lowers her gun, trembling. He takes the gun]
Phyllis
No, I never loved you, Walter, not you or anybody else. I'm rotten to the heart. I used you just as you said. That's all you ever meant to me. Until a minute ago, when I couldn't fire that second shot. I never thought that could happen to me.
[crying]
Walter
Sorry, baby, I'm not buying.
Phyllis
I'm not asking you to buy. Just hold me close.
[she hugs him, but then draws back when she feels the gun against her]
Walter
Good-bye baby.
[He shoots her]
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Conflicted Emotions in a Troubling Relationship
Phyllis
I hate him. I loathe going back to him. You believe me, don't you, Walter?
Walter
Sure I believe you.
[They kiss]
Phyllis
I can't stand it anymore. What if they did hang me?
Walter
They're not going to hang you, baby.
Phyllis
It's better than going on this way.
Walter
They're not gonna hang you because you're gonna do it and I'm gonna help you.
Phyllis
Do you know what you're saying?
Walter
Sure I know what I'm saying. We're gonna do it and we're gonna do it right. And I'm the guy that knows how. There's not going to be any slip up. Nothing sloppy, nothing weak, it's gotta be perfect. Call me tomorrow. But not from your house. From a booth. And watch your step every single minute. This has gotta be perfect, do ya understand? Straight down the line.
[They kiss each other and then he leads her toward the door]
Phyllis
Straight down the line.
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The Burden of Guilt and Temptation
Walter Neff
So we just sat there, and she started crying softly like the rain on the window. And we didn't say anything. Maybe she had stopped thinking about it, but I hadn't. I couldn't because it was all tied up with something I'd been thinking about for years. Since long before I ever ran into Phyllis Dietrichson. Because, you know how it is Keyes, in this business you can't sleep for trying to figure out all the tricks they could pull on you. You're like the guy behind the roulette wheel, watching the customers to make sure they don't crook the house. And then one night, you get to thinking how you could crook the house yourself. And do it smart. Because you've got that wheel right under your hands. You know every notch in it by heart. And you figure all you need is a plant out front, a shill to put down the bet. And suddenly the doorbell rings and the whole setup is right there in the room with ya. Look, Keyes, I'm not trying to whitewash myself. I fought it, only I guess I didn't fight it hard enough. The stakes were $50,000 dollars, but they were the life of a man too, a man who'd never done me any dirt except he was married to a woman he didn't care anything about. And I did.
[pause]
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The Inescapable Consequences of Murder
Barton Keyes
This Dietrichson business. It's murder, and murders don't come any neater. As fancy a piece of homicide as anybody ever ran into. Smart, tricky, almost perfect - but...I think Papa has it all figured out. It's beginning to come apart at the seams already. Murder is never perfect. It always comes apart sooner or later. When two people are involved, it's usually sooner. Now we know the Dietrichson dame is in it and the somebody else. Pretty soon, we'll know who that somebody else is. He'll show. He's got to show. Sometime, somewhere, they've got to meet. Their emotions are all kicked up. Whether it's love or hate, it doesn't matter. They can't keep away from each other. They may think it's twice as safe because there are two of them. But it isn't twice as safe. It's ten times twice as dangerous. They've committed a murder. And it's not like taking a trolley ride together where they can get off at different stops. They're stuck with each other and they've got to ride all the way to the end of the line and it's a one-way trip and the last stop is the cemetery.
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Unreciprocated Feelings and Resentment in Relationships
Walter
And now you hate him.
Phyllis
Yes, Walter. He's so mean to me. Every time I buy a dress or a pair of shoes, he yells his head off. He never lets me go anywhere. He keeps me shut up. He's always been mean to me. Even his life insurance all goes to that daughter of his. That Lola.
Walter
Nothing for you at all, huh?
Phyllis
No, and nothing is just what I'm worth to him.
Walter
So you lie awake in the dark and listen to him snore and get ideas.
Phyllis
Walter, I don't want to kill him. I never did. Not even when he gets drunk and slaps my face.
Walter
Only sometimes you wish he was dead.
Phyllis
Perhaps I do.
Walter
And you wish it was an accident and you had that policy for $50,000 dollars. Is that it?
Phyllis
Perhaps that too.
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The Consequences of Love and Betrayal
Taglines
You Can't Kiss Away A Murder!
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Waiting for the Train
Phyllis
What do we do now, Walter?
Walter
Nothing. We just wait.
Phyllis
Wait for what?
Walter
Until he can take the train. I told you, it's gotta be the train.
Phyllis
But we can't wait. I can't go on like this.
Walter
Look, we're not gonna grab a hammer and do it quick just to get it over with.
Phyllis
There are other ways.
Walter
We're not gonna do it other ways.
Phyllis
But we can't leave it like this. What do you suppose would happen if he found out about the accident policy?
Walter
Plenty, but not as bad as sitting in that death house.
Phyllis
Don't ever talk like that.
Walter
Don't let's start losing our heads, that's all.
Phyllis
It's not our heads. It's our nerve we're losing.
Walter
We're gonna do it right. That's all I said.
Phyllis
It's the waiting that's getting me.
Walter
It's getting me just as bad, baby. We've got to wait.
Phyllis
Maybe we have, Walter, only it's so tough without you. It's like a wall between us.
Walter
I better go, baby. I'm thinkin of you every minute.
Quotes sourced from Wikiquote (© Wikiquote contributors), licensed under CC BY-SA 4.0. Modified for formatting/length.
A Fateful Encounter Leads to Tragedy
Taglines
From the Moment they met it was Murder!
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Consequences Beyond Money in Double Indemnity
Phyllis
She's putting on an act for you, crying all over your shoulder, that lying...
[about Lola]
Walter
Keep her out of this. All I'm telling you is, we're not going to sue.
Phyllis
Because you don't want the money any more even if you could have it, because she's made you feel like a heel all of a sudden?
Walter
It isn't the money any more. It's our necks. We're pulling out. Do you understand?
Phyllis
Because of what Keyes can do? You're not fooling me, Walter. It's because of Lola. What you did to her father. You're afraid she might find out someday and you can't take it, can you?
Walter
I said, Leave her out of this.
Phyllis
It's me I'm talking about. I don't want to be left out of it.
Walter
Stop saying that. It's just that it hasn't worked out as we wanted. We can't go through with it, that's all.
Phyllis
We have gone through with it, Walter. The tough part is all behind us. We just have to hold on now and not go soft inside. Stick close together the way we started out...I loved you, Walter, and I hated him. But I wasn't going to do anything about it. Not until I met you. You planned the whole thing. I only wanted him dead.
Walter
And I'm the one that fixed it so he was dead. Is that what you're telling me?
Phyllis
And nobody's pulling out. We went into this together and we're coming out at the end together. It's straight down the line for both of us. Remember?
Walter
Yes, I remembered. Just like I remembered what you had told me, Keyes. About that trolley car ride and how there was no getting off until the end of the line where the cemetery was. And then I got to thinking what cemeteries are for. They're to put dead people in. I guess that was the first time I ever thought about Phyllis that way. Dead, I mean. And how it would be if she were dead.
[voiceover]
Quotes sourced from Wikiquote (© Wikiquote contributors), licensed under CC BY-SA 4.0. Modified for formatting/length.
Fear of Losing Connection
Walter
Afraid, baby?
Phyllis
Yes, I'm afraid. But not of Keyes. I'm afraid of us. We're not the same anymore. We did it so we could be together but instead of that, it's pulling us apart, isn't it, Walter?
Walter
What are you talking about?
Phyllis
And you don't really care whether we see each other or not.
Walter
Shut up, baby.
[kissing her]
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A Question of Intentions and Timing
Phyllis
Mr. Neff, why don't you drop by tomorrow evening around 8:30? He'll be in then.
Walter
Who?
Phyllis
My husband. You were anxious to talk to him, weren't you?
Walter
Yes, I was. But I'm sort of getting over the idea, if you know what I mean.
Phyllis
There's a speed limit in this state, Mr. Neff. Forty-five miles an hour.
Walter
How fast was I going, officer?
Phyllis
I'd say around ninety.
Walter
Suppose you get down off your motorcycle and give me a ticket.
Phyllis
Suppose I let you off with a warning this time.
Walter
Suppose it doesn't take.
Phyllis
Suppose I have to whack you over the knuckles.
Walter
Suppose I bust out crying and put my head on your shoulder.
Phyllis
Suppose you try putting it on my husband's shoulder.
Walter
That tears it. 8:30 tomorrow evening, then.
Phyllis
That's what I suggested.
Walter
You'll be here too?
Phyllis
I guess so. I usually am.
Walter
Same chair, same perfume, same anklet?
Phyllis
I wonder if I know what you mean.
Walter
I wonder if you wonder.
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The Foreboding of Impending Doom
Walter Neff
That was all there was to it. Nothing had slipped, nothing had been overlooked, there was nothing to give us away. And yet, Keyes, as I was walking down the street to the drugstore, suddenly it came over me that everything would go wrong. It sounds crazy, Keyes, but it's true, so help me. I couldn't hear my own footsteps. It was the walk of a dead man.
Quotes sourced from Wikiquote (© Wikiquote contributors), licensed under CC BY-SA 4.0. Modified for formatting/length.
Insurance Insights on Suicide Statistics
Keyes
You know, you, uh, oughta take a look at the statistics on suicide some time. You might learn a little something about the insurance business.
Norton
Mister Keyes, I was raised in the insurance business.
Keyes
Yeah, in the front office. Come now, you've never read an actuarial table in your life, have you? Why they've got ten volumes on suicide alone. Suicide by race, by color, by occupation, by sex, by seasons of the year, by time of day. Suicide, how committed: by poison, by firearms, by drowning, by leaps. Suicide by poison, subdivided by types of poison, such as corrosive, irritant, systemic, gaseous, narcotic, alkaloid, protein, and so forth; suicide by leaps, subdivided by leaps from high places, under the wheels of trains, under the wheels of trucks, under the feet of horses, from steamboats. But, Mr. Norton, of all the cases on record, there's not one single case of suicide by leap from the rear end of a moving train. And you know how fast that train was going at the point where the body was found? Fifteen miles an hour. Now how can anybody jump off a slow-moving train like that with any kind of expectation that he would kill himself? No. No soap, Mr. Norton. We're sunk, and we'll have to pay through the nose, and you know it.
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The Unexpected Aroma of Murder
Walter Neff
It was a hot afternoon, and I can still remember the smell of honeysuckle all along that street. How could I have known that murder can sometimes smell like honeysuckle?
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The Burden of Conscientious Responsibility
Keyes
I'm the guy that has to sit here up to my neck in phony claims so they won't throw more money out the window than they take in at the door.
Walter
Okay, turn the record over and let's hear the other side.
Keyes
Well, I get darn sick of tryin to pick up after a gang of fast-talking salesmen dumb enough to sell life insurance to a guy who sleeps in the same bed with four rattlesnakes. Walter, I've had twenty-six years of this and let me tell ya, I -
Walter
And you loved every minute of it, Keyes. You love it, only you worry about it too darn much, you and your little man. You're so darn conscientious you're driving yourself crazy. You wouldn't even say today's Tuesday unless you looked at the calendar. Then, you'd check to see if it was this year's or last year's calendar. Then you'd find out who'd printed the calendar and find out if their calendar checked with the World Almanac's Calendar.
Keyes
Now that's enough out of you, Walter. Now get outta here before I throw my desk at you.
[looks in his pocket for a match]
Walter
I love you, too. I really did, too, you old crab. Always yelling your head off, always sore at everybody. You never fooled me with your song and dance, not for a second. I kinda always knew that behind all the cigar ashes on your vest was a heart as big as a house.
[takes his own match and lights Keyes' cigar; voiceover]
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Deception and Distrust in a Dangerous Game
Walter
Look, baby. You can't get away with it. You want to knock him off, don't ya?
Phyllis
That's a horrible thing to say.
Walter
Whaddya think I was anyway? A guy that walks into a good-looking dame's front parlor and says, Good afternoon. I sell accident insurance on husbands. Have you got one that's been around too long? One you'd like to turn into a little hard cash? Just give me a smile and I'll help you collect? Huh! Boy, what a dope you must think I am!
Phyllis
I think you're rotten.
Walter
I think you're swell. So long as I'm not your husband.
Phyllis
Get out of here.
Walter
You bet I'll get out of here, baby. I'll get out of here but quick.
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A Moment of Distraction and Desire
Walter Neff
The living room was still stuffy from last night's cigars. The windows were closed and the sunshine coming in through the Venetian blinds showed up the dust in the air. On the piano in a couple of fancy frames were Mr. Dietrichson and Lola, his daughter by his first wife. They had a bowl of those little red goldfish on the table behind the big Davenport. But to tell you the truth, Keyes, I wasn't a whole lot interested in goldfish right then, not in auto renewals, nor in Mr. Dietrichson and his daughter Lola. I was thinking about that dame upstairs and the way she had looked at me, and I wanted to see her again, close, without that silly staircase between us.
Quotes sourced from Wikiquote (© Wikiquote contributors), licensed under CC BY-SA 4.0. Modified for formatting/length.